If your business employs even one employee, Workers' Compensation coverage is a necessity.

Garceau*Wenick-Kutz*Magowan Insurance Agency has access to many Workers' Compensation carriers, many of which focus specifically on your business or industry class. Many programs are available which offer premium savings and dividends based on loss history or group affiliations.

If you belong to any Chamber of Commerce in the Upper Peninsula, we can save you money on your Workers' Compensation coverage!