Whether you are renting a home or an apartment, Garceau*Wenick-Kutz*Magowan Insurance Agency can find the coverage you need to protect your personal property and liability exposures.

Our agents will also look at your higher value items such as recreational vehicles, jewlery, guns, and collectibles and schedule them on your home policy to make sure your special items are covered.

A wide range of deductibles are available to meet your needs. Replacement cost coverage is available for your home as well your personal property. Optional coverages available include ordinance and law protection, loss to refrigerated contents due to a power outage, sewer/septic backup, identity theft coverage, and many others.

Many companies offer a group discount and a paid in full discount. Some can offer a discount just for combining your home, auto and life policies with the same company.