Whether you're a new homeowner or have just purchased your dream cottage on the lake, Garceau*Wenick-Kutz*Magowan Insurance Agency can find the best home coverages to fit your needs.

Working with the companies we represent, we are pleased to offer coverages not only for your home, but also additional structures on your property, liability coverage as well as protection for your personal property and seasonal homes.

We can also look at your higher value items such as recreational vehicles, jewlery, guns, and collectibles and schedule them on your home policy to make sure your special items are covered.

A wide range of deductibles are available to meet your needs. Replacement cost coverage is available for your home as well your personal property. Optional coverages available include ordinance and law protection, loss to refrigerated contents due to a power outage, sewer/septic backup, identity theft, and many others.

Many companies offer a group discount and a paid in full discount. Some can offer a discount just for combining your home, auto and life policies with the same company.