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Disability Insurance in Escanaba and Powers, MI

Your Biggest Asset is You

Garceau Insurance Agency provides disability insurance to individuals in Escanaba, Powers, Menominee, Manistique, Bark River, Gladstone, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure is not a material object like your car or home – it is your ability to work and earn a living. At Garceau Insurance Agency, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and cannot work, you will need to be protected in order to maintain your standard of living.

With disability income Insurance from Garceau Insurance Agency, you can continue to pay your bills and keep you and your family from going into serious debt. If you cannot work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you will want to ensure that you and your family have enough coverage. A representative at Garceau Insurance Agency will look at the individual factors in your life and work situation and help design the best policy that meets your personal insurance needs.

Our Locations

Escanaba Office

823 Ludington Street
Escanaba, MI 49829
Main office: 906-789-0900

Powers Office

N15916 US Hwy 41
Powers, MI 49874
Main office: 906-497-4290

Our Providers

Testimonials

I just saved almost half on my homeowners insurance thanks to Garceau Insurance!!! With the same coverage !!! Good deal on auto insurance too!! If shopping for insurance seems complicated and time-consuming , see Sheela because she's got your back, really. She does all the work and keeps you informed so the process of switching policies is smooth and painless. She helped me understand my options and get a policy for 2 cars and a home that suits my needs at an affordable price. I encourage you to stop in for a quote and speak to a friendly Garceau agent. You might be paying too much!! I'm glad I did. :) One Happy Camper,
Len A.