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Property Insurance in Escanaba and Powers, MI

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Garceau Insurance Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Garceau Insurance Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Garceau Insurance Agency before making a decision.

Our Locations

Escanaba Office

823 Ludington Street
Escanaba, MI 49829
Main office: 906-789-0900

Powers Office

N15916 US Hwy 41
Powers, MI 49874
Main office: 906-497-4290

Our Providers

Testimonials

I just saved almost half on my homeowners insurance thanks to Garceau Insurance!!! With the same coverage !!! Good deal on auto insurance too!! If shopping for insurance seems complicated and time-consuming , see Sheela because she's got your back, really. She does all the work and keeps you informed so the process of switching policies is smooth and painless. She helped me understand my options and get a policy for 2 cars and a home that suits my needs at an affordable price. I encourage you to stop in for a quote and speak to a friendly Garceau agent. You might be paying too much!! I'm glad I did. :) One Happy Camper,
Len A.