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Renters Insurance in Escanaba and Powers, MI

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Garceau Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Garceau Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Escanaba Office

823 Ludington Street
Escanaba, MI 49829
Main office: 906-789-0900

Powers Office

N15916 US Hwy 41
Powers, MI 49874
Main office: 906-497-4290

Our Providers

Testimonials

I just saved almost half on my homeowners insurance thanks to Garceau Insurance!!! With the same coverage !!! Good deal on auto insurance too!! If shopping for insurance seems complicated and time-consuming , see Sheela because she's got your back, really. She does all the work and keeps you informed so the process of switching policies is smooth and painless. She helped me understand my options and get a policy for 2 cars and a home that suits my needs at an affordable price. I encourage you to stop in for a quote and speak to a friendly Garceau agent. You might be paying too much!! I'm glad I did. :) One Happy Camper,
Len A.