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Long-Term Care Insurance in Escanaba MI & Powers MI

Personal and Financial Protection for the Long Term.

For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At Garceau Insurance Agency, we offer extensive coverage options that can insure the care of those who need it most.

Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.

The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Garceau Insurance Agency can protect your family’s financial future by providing valuable coverage benefits for costs associated with:

  • Home Care
  • Assisted Living
  • Adult Daycare
  • Hospice Care
  • Nursing Homes
  • Respite Care

Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with Garceau Insurance Agency to learn more about Long-Term Care Insurance and whether you should add it to your current policy.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

Our Locations

Escanaba Office

823 Ludington Street
Escanaba, MI 49829
Main office: 906-789-0900

Powers Office

N15916 US Hwy 41
Powers, MI 49874
Main office: 906-497-4290

Our Providers

Testimonials

I just saved almost half on my homeowners insurance thanks to Garceau Insurance!!! With the same coverage !!! Good deal on auto insurance too!! If shopping for insurance seems complicated and time-consuming , see Sheela because she's got your back, really. She does all the work and keeps you informed so the process of switching policies is smooth and painless. She helped me understand my options and get a policy for 2 cars and a home that suits my needs at an affordable price. I encourage you to stop in for a quote and speak to a friendly Garceau agent. You might be paying too much!! I'm glad I did. :) One Happy Camper,
Len A.