If you are looking for insurance for a second home—such as a vacation property or a home that you use seasonally—you must consider the unique hazards this property may face. You won’t live in this property all the time, which will expose it to risks that may not be present in your permanent home. With the help of Garceau Insurance Agency, you can find the homeowners policy to address these risks.
We help Michigan homeowners get quality insurance solutions that will come to their aid whenever problems arise. Call us at 906-789-0900 or request your free quote now!
What Is Seasonal Home Insurance?
Owning a second home can be an excellent financial investment. But because you don’t live in the property all the time, there is a higher risk of problems like fires, vandalism, break-ins and burst pipes. A seasonal homeowners insurance policy can help you cover the costs of these unexpected hazards.
Who Needs Seasonal Home Coverage?
You might need seasonal home coverage if you own any of the following types of properties:
With the right coverage, you can be better assured that your property is covered both when it is occupied and unoccupied. Your Garceau Insurance team can help you find the appropriate policy for your property.
What Does Seasonal Home Insurance Cover?
A seasonal home insurance policy will offer many of the same benefits as the average homeowners policy, such as:
If you have questions about what is covered by your policy, speak to your Garceau Insurance agent.
What Does Seasonal Home Insurance Cost?
Because of the heightened risks associated with leaving a second home unoccupied for long periods, the costs of your seasonal homeowners policy may be higher than the cost of insuring your primary residence. Garceau Insurance’s policies come from a network of trusted carriers that offer competitive pricing. We can help you choose a policy that offers the potential for great savings.
Contact Us Today
Don’t hesitate to insure your seasonal home with the help of Garceau Insurance. Call us at 906-789-0900 or request your free quote now!