What Is Home Insurance? 

Homeowners insurance helps provide financial protection for your home’s structure and other buildings on the property and your belongings in the event of a destructive event, such as a fire. A standard homeowners insurance policy typically covers the following: 

The amount of coverage you will need can vary based on the value of your home and its specific needs. Connect with an agent to determine your coverage. 

Are You Required To Have Homeowners Insurance in Michigan?

As in most states, homeowners insurance is not required by law. However, if you finance your home, many lenders require you to carry homeowners insurance to protect their financial investment. If you’re unsure if you need coverage, reach out to an agent to discuss the best option for you.  

Protections for Your Home and Assets

For most individuals, a home is not just a residence, but also their greatest asset. However, from theft to fire, homeowners are susceptible to a variety of risks. At Garceau Insurance Agency, our team of agents can provide homeowners in Escanaba, Powers, Menominee, and the surrounding areas, with the coverages they need to protect their investment.

Property Insurance, Liability Insurance, and More

When matching a client with insurance, we work with them one-on-one to fully evaluate their needs and risks. From property insurance to liability, we offer a full-range of coverages for homeowners. We can also protect valuable possessions inside the home with scheduled personal property (SPP) insurance.

As an independent agency, we shop the coverage options on behalf of our clients. We have developed close ties with carriers such as Auto-Owners, Northern Mutual, and Hastings Mutual, and we are committed to finding our clients the best policy at a competitive price. To learn more about our products and pricing, contact us at your convenience.

Protecting Homeowners

At Garceau Insurance Agency, we take pride in developing lasting relationships with our clients and protecting them for every stage of life. After working to put a policy in place, we keep all lines of communication open to account for any changes that could affect coverage.  To get started, please request a quote.

Additional Resources

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Michigan Department of Insurance and Financial Services